Credit Acceptance Corporation (CACC)
| Market Cap | 5.58B -4.8% |
| Revenue (ttm) | 1.28B +28.4% |
| Net Income | 453.40M +56.4% |
| EPS | 40.05 +70.9% |
| Shares Out | 10.46M |
| PE Ratio | 13.31 |
| Forward PE | 10.82 |
| Dividend | n/a |
| Ex-Dividend Date | n/a |
| Volume | 198,978 |
| Open | 526.91 |
| Previous Close | 522.87 |
| Day's Range | 510.00 - 533.06 |
| 52-Week Range | 401.90 - 565.14 |
| Beta | 1.36 |
| Analysts | Hold |
| Price Target | 520.00 (-2.29%) |
| Earnings Date | May 5, 2026 |
About CACC
Credit Acceptance Corporation engages in the provision of financing programs, and related products and services in the United States. It advances money to automobile dealers in exchange for the right to service the underlying consumer loans; and buys the consumer loans from the dealers and keeps the amount collected from the consumers. The company is also involved in the business of reinsuring coverage under vehicle service contracts sold to consumers by dealers on vehicles financed by the company. It serves independent and franchised automobil... [Read more]
Financial Performance
In 2025, Credit Acceptance's revenue was $1.24 billion, an increase of 33.40% compared to the previous year's $928.20 million. Earnings were $423.90 million, an increase of 71.00%.
Financial StatementsAnalyst Summary
According to 2 analysts, the average rating for CACC stock is "Hold." The 12-month stock price target is $520.0, which is a decrease of -2.29% from the latest price.
News
Credit Acceptance price target raised to $500 from $450 at TD Cowen
TD Cowen raised the firm’s price target on Credit Acceptance (CACC) to $500 from $450 and keeps a Hold rating on the shares. The firm said they reported a Q1
Credit Acceptance Earnings Call Transcript: Q1 2026
GAAP net income rose to $135.8M with improved loan performance and moderated origination declines. Market share dipped to 4.5%, but operational discipline, AI investments, and targeted dealer strategies support long-term value creation.
Credit Acceptance Announces First Quarter 2026 Results
Southfield, Michigan, May 05, 2026 (GLOBE NEWSWIRE) -- Credit Acceptance Corporation (Nasdaq: CACC) (referred to as the “Company”, “Credit Acceptance”, “we”, “our”, or “us”) today announced consolidat...
Credit Acceptance Announces Completion Of $450.0 Million Asset-Backed Financing
Southfield, Michigan, May 05, 2026 (GLOBE NEWSWIRE) -- Credit Acceptance Corporation (Nasdaq: CACC) (referred to as the “Company”, “Credit Acceptance”, “we”, “our”, or “us”) announced today the comple...
Credit Acceptance Announces Timing of First Quarter 2026 Earnings Release and Webcast
Southfield, Michigan, April 28, 2026 (GLOBE NEWSWIRE) -- Credit Acceptance Corporation (Nasdaq: CACC) (referred to as the “Company”, “Credit Acceptance”, “we”, “our”, or “us”) announced today that we ...
Credit Acceptance names Robert Bourrier chief sales officer
Credit Acceptance (CACC) announced that Robert Bourrier has joined the company as chief sales officer. In this role, Bourrier will lead and scale Credit Acceptance’s national sales organization. Most ...
Credit Acceptance Announces Robert Bourrier as Chief Sales Officer
Southfield, Michigan, April 27, 2026 (GLOBE NEWSWIRE) -- Credit Acceptance Corporation (Nasdaq: CACC) (referred to as the “Company”, “Credit Acceptance”, “we”, “our”, or “us”) announced today that Rob...
Credit Acceptance price target raised to $540 from $450 at Stephens
Stephens raised the firm’s price target on Credit Acceptance (CACC) to $540 from $450 and keeps an Equal Weight rating on the shares. Ahead of the Q1 print, the firm
Credit Acceptance Named 2026 USA Today Top Workplaces Award Winner
Southfield, Michigan, April 09, 2026 (GLOBE NEWSWIRE) -- Credit Acceptance Corporation (Nasdaq: CACC) (referred to as the “Company”, “Credit Acceptance”, “we”, “our”, or “us”) has been named a 2026 US...
Credit Acceptance price target lowered to $450 from $470 at TD Cowen
TD Cowen analyst Moshe Orenbuch lowered the firm’s price target on Credit Acceptance (CACC) to $450 from $470 and keeps a Hold rating on the shares. The firm adjusted price
Credit Acceptance announces Steffen Schumann as chief business officer
Credit Acceptance (CACC) announced that Steffen Schumann has joined the company as chief business officer, reporting to CEO Vinayak Hegde. In this newly created role, Schumann’s responsibilities will ...
Credit Acceptance Appoints Steffen Schumann as Chief Business Officer
Southfield, Michigan, March 19, 2026 (GLOBE NEWSWIRE) -- Credit Acceptance Corporation (Nasdaq: CACC) (referred to as the “Company”, “Credit Acceptance”, “we”, “our”, or “us”) today announced that Ste...
Citron Research reverses course on Credit Acceptance, says story changed
Citron Research says it has covered Credit Acceptance (CACC) for years – and not always favorably, as it was among those who believed the regulatory scrutiny posed existential risk. “We
Credit Acceptance price target raised to $470 from $460 at TD Cowen
TD Cowen raised the firm’s price target on Credit Acceptance (CACC) to $470 from $460 and keeps a Hold rating on the shares. The firm updated its model following its
Credit Acceptance Earnings Call Transcript: Q4 2025
Adjusted EPS grew despite lower loan volumes and performance, with improved sequential trends in both. Market share declined to 4.5%, but new digital initiatives and disciplined capital allocation aim to support future growth.
Credit Acceptance reports Q4 adjusted EPS $11.35, consensus $9.85
Reports Q4 revenue $579.9M, consensus $585.37M. “We are pleased to announce sequential growth in our financial results in the fourth quarter of 2025,” said Vinayak Hegde, CEO of Credit Acceptance
Credit Acceptance Announces Fourth Quarter 2025 Results
Southfield, Michigan, Jan. 29, 2026 (GLOBE NEWSWIRE) -- Credit Acceptance Corporation (Nasdaq: CACC) (referred to as the “Company”, “Credit Acceptance”, “we”, “our”, or “us”) today announced consolida...
Credit Acceptance Announces Timing of Fourth Quarter 2025 Earnings Release and Webcast
Southfield, Michigan, Jan. 22, 2026 (GLOBE NEWSWIRE) -- Credit Acceptance Corporation (Nasdaq: CACC) (referred to as the “Company”, “Credit Acceptance”, “we”, “our”, or “us”) announced today that we e...
Credit Acceptance Announces Extension of $100.0 Million Asset-Backed Financing
Southfield, Michigan, Jan. 15, 2026 (GLOBE NEWSWIRE) -- Credit Acceptance Corporation (Nasdaq: CACC) (referred to as the “Company”, “Credit Acceptance”, “we”, “our”, or “us”) announced today that we h...
Credit Acceptance upgraded to Hold from Sell at TD Cowen
TD Cowen upgraded Credit Acceptance (CACC) to Hold from Sell with a price target of $460, up from $430. The firm raised its 2026 adjusted EPS estimate to $44 from
Credit Acceptance Honored for the 11th Time as a Best Place to Work in IT by Computerworld
Southfield, Michigan, Dec. 10, 2025 (GLOBE NEWSWIRE) -- Credit Acceptance Corporation (Nasdaq: CACC) (referred to as the “Company”, “Credit Acceptance”, “we”, “our”, or “us”) has been named one of the...
Credit Acceptance Named a 2025 Top Workplace in Michigan by the Detroit Free Press
Southfield, Michigan, Nov. 17, 2025 (GLOBE NEWSWIRE) -- Credit Acceptance Corporation (Nasdaq: CACC) (referred to as the “Company”, “Credit Acceptance”, “we”, “our”, or “us”) has been named a 2025 Top...
Credit Acceptance Announces Completion of $500.0 Million Asset-Backed Financing
Southfield, Michigan, Nov. 13, 2025 (GLOBE NEWSWIRE) -- Credit Acceptance Corporation (Nasdaq: CACC) (the “Company”, “Credit Acceptance”, “we”, “our”, or “us”) announced today the completion of a $500...
Credit Acceptance price target lowered to $430 from $450 at TD Cowen
TD Cowen analyst Moshe Orenbuch lowered the firm’s price target on Credit Acceptance (CACC) to $430 from $450 and keeps a Sell rating on the shares. The firm said they
Credit Acceptance Earnings Call Transcript: Q3 2025
Loan performance and originations declined year-over-year, but the loan portfolio hit a record $9.1B. Competitive pressures and affordability challenges persist, with recent vintages underperforming and ongoing legal costs impacting results. CEO transition and continued tech investment mark significant developments.