Credit Acceptance Corporation (CACC)

NASDAQ: CACC · Real-Time Price · USD
532.20
+9.33 (1.78%)
At close: May 8, 2026, 4:00 PM EDT
533.15
+0.95 (0.18%)
After-hours: May 8, 2026, 4:10 PM EDT
Market Cap5.58B -4.8%
Revenue (ttm)1.28B +28.4%
Net Income453.40M +56.4%
EPS40.05 +70.9%
Shares Out 10.46M
PE Ratio13.31
Forward PE10.82
Dividendn/a
Ex-Dividend Daten/a
Volume198,978
Open526.91
Previous Close522.87
Day's Range510.00 - 533.06
52-Week Range401.90 - 565.14
Beta1.36
AnalystsHold
Price Target520.00 (-2.29%)
Earnings DateMay 5, 2026

About CACC

Credit Acceptance Corporation engages in the provision of financing programs, and related products and services in the United States. It advances money to automobile dealers in exchange for the right to service the underlying consumer loans; and buys the consumer loans from the dealers and keeps the amount collected from the consumers. The company is also involved in the business of reinsuring coverage under vehicle service contracts sold to consumers by dealers on vehicles financed by the company. It serves independent and franchised automobil... [Read more]

Sector Financials
IPO Date Jun 5, 1992
Employees 2,314
Stock Exchange NASDAQ
Ticker Symbol CACC
Full Company Profile

Financial Performance

In 2025, Credit Acceptance's revenue was $1.24 billion, an increase of 33.40% compared to the previous year's $928.20 million. Earnings were $423.90 million, an increase of 71.00%.

Financial Statements

Analyst Summary

According to 2 analysts, the average rating for CACC stock is "Hold." The 12-month stock price target is $520.0, which is a decrease of -2.29% from the latest price.

Price Target
$520.0
(-2.29% downside)
Analyst Consensus: Hold
Stock Forecasts

News

Credit Acceptance price target raised to $500 from $450 at TD Cowen

TD Cowen raised the firm’s price target on Credit Acceptance (CACC) to $500 from $450 and keeps a Hold rating on the shares. The firm said they reported a Q1

3 days ago - TheFly

Credit Acceptance Earnings Call Transcript: Q1 2026

GAAP net income rose to $135.8M with improved loan performance and moderated origination declines. Market share dipped to 4.5%, but operational discipline, AI investments, and targeted dealer strategies support long-term value creation.

4 days ago - Transcripts

Credit Acceptance Announces First Quarter 2026 Results

Southfield, Michigan, May 05, 2026 (GLOBE NEWSWIRE) -- Credit Acceptance Corporation (Nasdaq: CACC) (referred to as the “Company”, “Credit Acceptance”, “we”, “our”, or “us”) today announced consolidat...

4 days ago - GlobeNewsWire

Credit Acceptance Announces Completion Of $450.0 Million Asset-Backed Financing

Southfield, Michigan, May 05, 2026 (GLOBE NEWSWIRE) -- Credit Acceptance Corporation (Nasdaq: CACC) (referred to as the “Company”, “Credit Acceptance”, “we”, “our”, or “us”) announced today the comple...

4 days ago - GlobeNewsWire

Credit Acceptance Announces Timing of First Quarter 2026 Earnings Release and Webcast

Southfield, Michigan, April 28, 2026 (GLOBE NEWSWIRE) -- Credit Acceptance Corporation (Nasdaq: CACC) (referred to as the “Company”, “Credit Acceptance”, “we”, “our”, or “us”) announced today that we ...

11 days ago - GlobeNewsWire

Credit Acceptance names Robert Bourrier chief sales officer

Credit Acceptance (CACC) announced that Robert Bourrier has joined the company as chief sales officer. In this role, Bourrier will lead and scale Credit Acceptance’s national sales organization. Most ...

Other symbols: UP
12 days ago - TheFly

Credit Acceptance Announces Robert Bourrier as Chief Sales Officer

Southfield, Michigan, April 27, 2026 (GLOBE NEWSWIRE) -- Credit Acceptance Corporation (Nasdaq: CACC) (referred to as the “Company”, “Credit Acceptance”, “we”, “our”, or “us”) announced today that Rob...

12 days ago - GlobeNewsWire

Credit Acceptance price target raised to $540 from $450 at Stephens

Stephens raised the firm’s price target on Credit Acceptance (CACC) to $540 from $450 and keeps an Equal Weight rating on the shares. Ahead of the Q1 print, the firm

23 days ago - TheFly

Credit Acceptance Named 2026 USA Today Top Workplaces Award Winner

Southfield, Michigan, April 09, 2026 (GLOBE NEWSWIRE) -- Credit Acceptance Corporation (Nasdaq: CACC) (referred to as the “Company”, “Credit Acceptance”, “we”, “our”, or “us”) has been named a 2026 US...

4 weeks ago - GlobeNewsWire

Credit Acceptance price target lowered to $450 from $470 at TD Cowen

TD Cowen analyst Moshe Orenbuch lowered the firm’s price target on Credit Acceptance (CACC) to $450 from $470 and keeps a Hold rating on the shares. The firm adjusted price

5 weeks ago - TheFly

Credit Acceptance announces Steffen Schumann as chief business officer

Credit Acceptance (CACC) announced that Steffen Schumann has joined the company as chief business officer, reporting to CEO Vinayak Hegde. In this newly created role, Schumann’s responsibilities will ...

Other symbols: TMUS
7 weeks ago - TheFly

Credit Acceptance Appoints Steffen Schumann as Chief Business Officer

Southfield, Michigan, March 19, 2026 (GLOBE NEWSWIRE) -- Credit Acceptance Corporation (Nasdaq: CACC) (referred to as the “Company”, “Credit Acceptance”, “we”, “our”, or “us”) today announced that Ste...

7 weeks ago - GlobeNewsWire

Citron Research reverses course on Credit Acceptance, says story changed

Citron Research says it has covered Credit Acceptance (CACC) for years – and not always favorably, as it was among those who believed the regulatory scrutiny posed existential risk. “We

2 months ago - TheFly

Credit Acceptance price target raised to $470 from $460 at TD Cowen

TD Cowen raised the firm’s price target on Credit Acceptance (CACC) to $470 from $460 and keeps a Hold rating on the shares. The firm updated its model following its

3 months ago - TheFly

Credit Acceptance Earnings Call Transcript: Q4 2025

Adjusted EPS grew despite lower loan volumes and performance, with improved sequential trends in both. Market share declined to 4.5%, but new digital initiatives and disciplined capital allocation aim to support future growth.

3 months ago - Transcripts

Credit Acceptance reports Q4 adjusted EPS $11.35, consensus $9.85

Reports Q4 revenue $579.9M, consensus $585.37M. “We are pleased to announce sequential growth in our financial results in the fourth quarter of 2025,” said Vinayak Hegde, CEO of Credit Acceptance

3 months ago - TheFly

Credit Acceptance Announces Fourth Quarter 2025 Results

Southfield, Michigan, Jan. 29, 2026 (GLOBE NEWSWIRE) -- Credit Acceptance Corporation (Nasdaq: CACC) (referred to as the “Company”, “Credit Acceptance”, “we”, “our”, or “us”) today announced consolida...

3 months ago - GlobeNewsWire

Credit Acceptance Announces Timing of Fourth Quarter 2025 Earnings Release and Webcast

Southfield, Michigan, Jan. 22, 2026 (GLOBE NEWSWIRE) -- Credit Acceptance Corporation (Nasdaq: CACC) (referred to as the “Company”, “Credit Acceptance”, “we”, “our”, or “us”) announced today that we e...

3 months ago - GlobeNewsWire

Credit Acceptance Announces Extension of $100.0 Million Asset-Backed Financing

Southfield, Michigan, Jan. 15, 2026 (GLOBE NEWSWIRE) -- Credit Acceptance Corporation (Nasdaq: CACC) (referred to as the “Company”, “Credit Acceptance”, “we”, “our”, or “us”) announced today that we h...

4 months ago - GlobeNewsWire

Credit Acceptance upgraded to Hold from Sell at TD Cowen

TD Cowen upgraded Credit Acceptance (CACC) to Hold from Sell with a price target of $460, up from $430. The firm raised its 2026 adjusted EPS estimate to $44 from

4 months ago - TheFly

Credit Acceptance Honored for the 11th Time as a Best Place to Work in IT by Computerworld

Southfield, Michigan, Dec. 10, 2025 (GLOBE NEWSWIRE) -- Credit Acceptance Corporation (Nasdaq: CACC) (referred to as the “Company”, “Credit Acceptance”, “we”, “our”, or “us”) has been named one of the...

5 months ago - GlobeNewsWire

Credit Acceptance Named a 2025 Top Workplace in Michigan by the Detroit Free Press

Southfield, Michigan, Nov. 17, 2025 (GLOBE NEWSWIRE) -- Credit Acceptance Corporation (Nasdaq: CACC) (referred to as the “Company”, “Credit Acceptance”, “we”, “our”, or “us”) has been named a 2025 Top...

6 months ago - GlobeNewsWire

Credit Acceptance Announces Completion of $500.0 Million Asset-Backed Financing

Southfield, Michigan, Nov. 13, 2025 (GLOBE NEWSWIRE) -- Credit Acceptance Corporation (Nasdaq: CACC) (the “Company”, “Credit Acceptance”, “we”, “our”, or “us”) announced today the completion of a $500...

6 months ago - GlobeNewsWire

Credit Acceptance price target lowered to $430 from $450 at TD Cowen

TD Cowen analyst Moshe Orenbuch lowered the firm’s price target on Credit Acceptance (CACC) to $430 from $450 and keeps a Sell rating on the shares. The firm said they

6 months ago - TheFly

Credit Acceptance Earnings Call Transcript: Q3 2025

Loan performance and originations declined year-over-year, but the loan portfolio hit a record $9.1B. Competitive pressures and affordability challenges persist, with recent vintages underperforming and ongoing legal costs impacting results. CEO transition and continued tech investment mark significant developments.

6 months ago - Transcripts