Bank OZK (OZK)
| Market Cap | 5.29B +2.2% |
| Revenue (ttm) | 1.56B +4.7% |
| Net Income | 690.70M -0.8% |
| EPS | 6.15 +0.9% |
| Shares Out | 109.17M |
| PE Ratio | 7.88 |
| Forward PE | 8.10 |
| Dividend | $1.88 (3.88%) |
| Ex-Dividend Date | Apr 13, 2026 |
| Volume | 781,490 |
| Open | 48.58 |
| Previous Close | 48.33 |
| Day's Range | 48.23 - 48.77 |
| 52-Week Range | 42.37 - 53.66 |
| Beta | 0.90 |
| Analysts | Buy |
| Price Target | 55.00 (+13.4%) |
| Earnings Date | Apr 21, 2026 |
About OZK
Bank OZK operates as a full-service Arkansas state-chartered bank that provides retail and commercial banking services. The company provides deposit services, including non-interest-bearing checking, interest bearing transaction, business sweep, savings, money market, individual retirement, and other accounts, as well as time and reciprocal deposits. It offers trust and wealth services, such as personal trusts, custodial accounts, investment management accounts, and retirement accounts; corporate trust services that include trustee, paying agen... [Read more]
Financial Performance
In 2025, Bank OZK's revenue was $1.56 billion, an increase of 4.91% compared to the previous year's $1.48 billion. Earnings were $699.29 million, a decrease of -0.14%.
Financial StatementsAnalyst Summary
According to 10 analysts, the average rating for OZK stock is "Buy." The 12-month stock price target is $55.0, which is an increase of 13.40% from the latest price.
News
Bank OZK Earnings Call Transcript: Q1 2026
CIB continues to drive growth through diversification and selective underwriting, while RESG faces headwinds from repayments but remains healthy in multifamily and industrial segments. Net interest margin is strong at 4.20%, with efficiency ratio elevated during ongoing expansion.
Bank OZK reports Q1 EPS $1.44, consensus $1.43
George Gleason, Chairman and Chief Executive Officer, stated, “We are pleased to report our first quarter 2026 results, which provided a solid start to the year. Once again, our veteran
Bank OZK Announces First Quarter 2026 Earnings
LITTLE ROCK, Ark., April 21, 2026 (GLOBE NEWSWIRE) -- Bank OZK (the “Bank”) (Nasdaq: OZK) today announced that net income available to common stockholders for the first quarter of 2026 was $159.3 mill...
Bank OZK options imply 4.5% move in share price post-earnings
Pre-earnings options volume in Bank OZK (OZK) is 1.9x normal with puts leading calls 19:5. Implied volatility suggests the market is anticipating a move near 4.5%, or $2.21, after results
New Affordable Apartments in Austin, Texas, Helped by $2M Grant From FHLB Dallas and Bank OZK
AUSTIN, Texas--(BUSINESS WIRE)--Austin, Texas, residents have new affordable housing options, thanks in part to a $2 million grant from the Federal Home Loan Bank of Dallas (FHLB Dallas) through membe...
Bank OZK assumed with a Neutral at UBS
UBS analyst Timur Braziler assumed coverage of Bank OZK (OZK) with a Neutral rating and price target of $48, down from $51. The firm sees downside risk to the bank’s
Bank OZK increases quarterly dividend 2.17% to 47c per share
Bank OZK (OZK) announced its board declared a quarterly cash dividend on the bank’s common stock of 47c per share, up 1c, or 2.17% from the prior quarter. The common
Bank OZK Announces Increase to Quarterly Common Stock Dividend and Announces Preferred Stock Dividend
Sixty-three consecutive quarters of increased quarterly cash dividend on its common stock Sixty-three consecutive quarters of increased quarterly cash dividend on its common stock
Bank OZK Announces Date for First Quarter 2026 Earnings Release and Conference Call
LITTLE ROCK, Ark., March 31, 2026 (GLOBE NEWSWIRE) -- Bank OZK (the “Bank”) (Nasdaq: OZK) expects to report its first quarter 2026 earnings after the market closes on Tuesday, April 21, 2026. Manageme...
Bank OZK price target lowered to $54 from $61 at Morgan Stanley
Morgan Stanley analyst Manan Gosalia lowered the firm’s price target on Bank OZK (OZK) to $54 from $61 and keeps an Equal Weight rating on the shares. The median bank
Bank OZK price target raised to $61 from $57 at Morgan Stanley
Morgan Stanley raised the firm’s price target on Bank OZK (OZK) to $61 from $57 and keeps an Equal Weight rating on the shares. The firm is increasing price targets
Bank OZK price target lowered to $54 from $56 at TD Cowen
TD Cowen lowered the firm’s price target on Bank OZK (OZK) to $54 from $56 and keeps a Buy rating on the shares. The firm views the company’s Q4 report
Bank OZK price target lowered to $62 from $64 at Stephens
Stephens lowered the firm’s price target on Bank OZK (OZK) to $62 from $64 and keeps an Overweight rating on the shares following earnings. The firm continues to believe there
Bank OZK price target lowered to $57 from $59 at Morgan Stanley
Morgan Stanley analyst Manan Gosalia lowered the firm’s price target on Bank OZK (OZK) to $57 from $59 and keeps an Equal Weight rating on the shares. Q4 EPS of
Bank OZK price target lowered to $62 from $64 at Piper Sandler
Piper Sandler lowered the firm’s price target on Bank OZK (OZK) to $62 from $64 and keeps an Overweight rating on the shares. The firm notes shares underperformed the index
Bank OZK Earnings Call Transcript: Q4 2025
2026 is expected to mirror 2025 in credit and loan growth trends, with strong sponsor support and prudent reserve management. Fee income will grow incrementally, and capital returns remain robust, while CRE market conditions are stabilizing.
Bank OZK reports Q4 EPS $1.53, consensus $1.55
Reports Q4 tangible book value per share $46.48. Reports Q4 net charge-offs 1.18%. George Gleason, chairman and CEO, stated, “Our 2025 net income available to common stockholders of $699.3 million
Bank OZK Announces Fourth Quarter and Full Year 2025 Earnings
LITTLE ROCK, Ark., Jan. 20, 2026 (GLOBE NEWSWIRE) -- Bank OZK (the “Bank”) (Nasdaq: OZK) today announced that net income available to common stockholders for the fourth quarter of 2025 was $171.9 mill...
Bank OZK options imply 3.4% move in share price post-earnings
Pre-earnings options volume in Bank OZK (OZK) is normal with calls leading puts 10:9. Implied volatility suggests the market is anticipating a move near 3.4%, or $1.65, after results are
Bank OZK price target lowered to $56 from $61 at TD Cowen
TD Cowen lowered the firm’s price target on Bank OZK (OZK) to $56 from $61 and keeps a Buy rating on the shares. The firm adjusted bank targets as part
Bank OZK price target lowered to $59 from $63 at Morgan Stanley
Morgan Stanley analyst Manan Gosalia lowered the firm’s price target on Bank OZK (OZK) to $59 from $63 and keeps an Equal Weight rating on the shares. The firm has
Bank OZK price target raised to $51 from $50 at UBS
UBS raised the firm’s price target on Bank OZK (OZK) to $51 from $50 and keeps a Neutral rating on the shares. The firm adjusted targets in the mid-cap bank
Unusually active option classes on open January 6th
Unusual total active option classes on open include: Vir Biotechnology (VIR), Bank OZK (OZK), Innoviz (INVZ), SPDR S&P Retail (XRT), JetBlue (JBLU), Tidal Trust II (IRE), Kosmos (KOS), Zeta Global
Citi places ‘downside 30-day catalyst watch’ on Bank OZK
Citi placed a “downside 30-day catalyst watch” on shares of Bank OZK (OZK) while keeping a Sell rating on the name with a $40 price target Citi believes the bank